Obeying the law is not enough. You also need money. If you draw your sidearm to stop an attacking thug you can still be prosecuted with the full fury of the U.S. justice system. At best it will cost you your life savings. At worst, you will rot in prison for lack of money to defend yourself. The solution is to plan for the worst. Today we look at three ways of arranging to have self-defense contingency funds available: NRA-sponsored self-defense insurance, USCCA Shield, and ACLDN membership.